• Home
• Plan Benefits
  • Tax Advantages
  • Low Fees
  • Flexibility
  • Simple & Easy
• How Our Plan Works
  • Plan Basics
  • Opening Your Account
  • Make a Contribution
  • Withdrawing Your Money
• FAQs
  • General Plan Questions
  • Program Participation
  • Opening and Contributing to Your Account
  • Using Your Account
  • Specific Account Information
  • Tax Considerations
• Planning Tools
  • Ways to Save
  • Online Resources
• Investment Options
  • Summary of Options
  • Fees & Expenses
  • Investment Returns
• Investment Returns
• Forms
• Request Materials
• Contact Us

Low Fees

Simplicity and a low-cost fee structure have helped the Utah Educational Savings Plan to consistently rank among the best 529 college savings plans in the country.¹ You can open your Utah Educational Savings Plan account today with no start-up fees, no minimum investment, and no ongoing deposit requirements. You can set up a payment schedule that suits your financial goals and needs-whether that means once a month or once a year.

Low fees, combined with federal and Utah state tax benefits, help to put more of your investment dollars to work. The Utah Educational Savings Plan keeps administrative fees to a minimum. Account owners are charged asset fees as little as 0.22% to 0.34% annually plus a maintenance fee of no more than $15 per year. The maintenance fee is waived for all Utah residents. And because the money in your account will grow tax-deferred, you could save more than with a taxable investment. How you choose to invest today could make a big difference down the road.

Click here to view the Utah Educational Savings Plan fee structure chart.

1 Morningstar, Inc. Independent Investment Research, February, 2006.

© UESP 2008
The terms Utah Educational Savings Plan and UESP are registered trademarks.

Investors should read the Program Description and consider all investment objectives, risks, charges, and expenses before investing. The Program Description is available for download on the Web or a hard copy can be mailed to you by requesting it online from this Web site.

Investments are not guaranteed by UESP, the Utah State Board of Regents, the UHEAA, the FDIC, or any other state or federal government agency. Your investment may lose value.

Investors who are not Utah taxpayers should determine whether the state in which they or their beneficiary reside or pay taxes offers a 529 plan, and if so, whether that plan offers state tax or other benefits not available through UESP.

"Generally speaking, it's still Utah - which is one of the reasons that it is perenially on top of our list of the best 529 plans."

Morningstar, Inc.
Independent Investment Research
May 10, 2007