The Utah Educational Savings Plan (UESP) respects your right to privacy and recognizes UESP’s obligation to keep your information secure and confidential.
Information UESP Collects
As the administrator, UESP collects non-public personal information about you from the following sources:
- Account Agreements or other forms you submit to UESP (if you enter information in an online application or form, UESP may store the information even if you don’t complete or submit the application or form)
- Your transactions with UESP or others
UESP’s website, uesp.org (UESP may collect information automatically from visitors, using cookies and other technologies)
This website uses the Google AdWords remarketing service to advertise on third-party websites (including Google) to previous visitors to uesp.org. With Google AdWords, UESP could:
- Advertise to previous visitors who haven’t completed a task on uesp.org (for example, using the new account form).
- Advertise on the Google search results page or a site in the Google Display Network.
- Third parties designated to verify your identity or to prevent fraud
- Third parties that you authorize to provide information to UESP
- Third parties designated by you to have access to your account(s)
Personal information collected from any source may include, among other things, your name, address, U.S. Social Security or Taxpayer Identification Number, date of birth, and information about accounts at other institutions.
How UESP Handles Your Information
UESP does not sell information about a current or former account owner/agent or beneficiary to third parties. Nor does UESP disclose any non-public personal information about a current or former account owner/agent or beneficiary to anyone, except with express permission, when needed to complete transactions at your request, or as required by law. Here are the details:
- UESP restricts access to non-public personal information about an account owner/agent to individuals you authorize to have access to such information or to employees who need to know such information to provide services to you.
- To complete certain transactions or account changes that you direct, it may be necessary to provide identifying information to companies, individuals, or groups that are not affiliated with UESP. For example, if you ask to transfer money from another financial institution to UESP, UESP may need to provide certain information about you to that company to complete the transaction.
- In certain instances, UESP may contract with nonaffiliated companies to perform services for UESP. Where necessary, UESP will disclose information about you to these third parties. In all such cases, UESP provides the third party with only the information necessary to carry out its assigned responsibilities, and only for that purpose. UESP also requires these third parties to treat your private information with the same high degree of confidentiality that UESP does.
- Finally, UESP will release information about you if you direct us to do so, if we are compelled by law to do so, or in other legally limited circumstances (e.g., to prevent or report fraud or suspicious activity).
UESP maintains physical, electronic, and procedural safeguards that comply with federal regulations to guard non-public personal information.
How UESP Protects Privacy Online
UESP’s concern for privacy extends to those who use UESP’s website, uesp.org.
UESP’s website uses some of the most secure forms of online communication available, including data encryption, Secure Sockets Layer (SSL) protocol, usernames and passwords, and site-to-user authentication. These technologies provide a high level of security and privacy when you access your account information or perform online transactions.
When you visit the UESP website, UESP collects certain technical and navigational information, such as computer browser type, Internet protocol address, pages visited, and average time spent on the website. This information may be used to alert you to software compatibility issues or to resolve technical or service problems; or it may be analyzed to improve UESP’s web design and functionality and UESP’s ability to serve you and your accounts.
Most internet browsers accept cookies automatically, but you can change the settings of your browser to erase cookies or prevent automatic acceptance if you prefer. If you choose not to allow cookies, UESP can’t guarantee that your experience with the website will be as good as if you do allow cookies.
UESP uses Extended Validation Certificates. Certain browsers—including the latest versions of Chrome®, Firefox®, and Internet Explorer®—highlight the address bar in green. This guards against “phishing” attacks by confirming that the web page you are visiting is part of the official UESP website. Extended validation certificate technology makes this possible. UESP passed an independent audit to obtain this certificate from a leading certificate authority company. (Other browsers may recognize extended validation certificates in the future.)
What You Can Do
An account owner/agent should keep their account information confidential to help protect themselves and their accounts. Don’t give account information to third parties except through authorized interested party access or limited power of attorney authority granted by you for your selected UESP account(s). UESP is not responsible for the consequences if you give account information to third parties.
Anyone who suspects unauthorized account activity should contact UESP or any other appropriate authorities immediately.
UESP reserves the right to modify this policy at any time.