Legal Notice & Disclaimer
This site is provided solely for your convenience. By accessing and browsing this site, you expressly agree to be bound by the following terms and conditions without limitation or qualification. Access to and use of this site may be prohibited in certain jurisdictions. If you access this site, you do so at your own risk, and you are responsible for complying with the applicable laws of your jurisdiction.
The term "UESP" is used herein for convenience only, and refers to the Utah Educational Savings Plan. This site and the information, products and processes to which it refers are intended to be used only by residents of the United States. The information contained on this site is for informational purposes only and shall not constitute or be considered as a solicitation or an offer to buy or sell any securities or other financial instruments.
The Utah Educational Savings Plan is a 529 college savings plan sponsored by the State of Utah. Although money contributed to the Utah Educational Savings Plan will be invested in portfolios that invest in underlying mutual funds, the Utah Educational Savings Plan is not itself a mutual fund. The State of Utah has created a trust specifically for the purpose of offering 529 college savings plans, including the Utah Educational Savings Plan.
Except for the underlying investment specified below, investments in UESP are not insured by the Federal Deposit Insurance Corporation (FDIC). FDIC insurance is provided for the FDIC-insured savings account held in trust by UESP at Zions First National Bank (Bank). Funds in the savings account are insured by the FDIC on a pass-through basis to each account owner up to the maximum amount set by federal law—currently $250,000. The amount of FDIC insurance provided to an account owner is based on the total of (1) the value of an account owner’s investment in UESP’s FDIC-insured savings account plus (2) the value of other accounts held (if any) at the Bank, as determined by the Bank and by FDIC regulations.
Investments in UESP are not insured nor guaranteed by the State of Utah, UESP, the Utah State Board of Regents, the Utah Higher Education Assistance Authority, other state agencies, federal government agencies (except to the extent noted above regarding FDIC insurance ), or any employees or directors of any such entities. Units in UESP have not been registered with the United States Securities and Exchange Commission or with any state securities commission.
The value of your UESP account may vary depending on market conditions and the performance of the investment option you select. It could be more or less than the amount you contribute; in short, your investment could lose value. However, subject to the application of Bank and FDIC rules and regulations to each account owner, funds in UESP’s FDIC-insured savings account will retain their value, whether in Option 11 or when allocated to portions of Options 2, 3, 7, 8, 9, or 12 (if the FDIC-insured savings account is selected as an underlying investment). Past performance is no guarantee of future returns. You assume all investment risks, including potential for loss of principal as well as responsibility for any federal and state tax consequences. All securities transactions are conducted through a registered broker/dealer. Accounts are established based on representations by you and signed written agreements. Accounts cannot be established without your signature on required documents. Information on this website does not supersede the information in the Program Description and the actual written contracts and agreements that establish UESP accounts.
Non-Utah taxpayers and residents: you should determine whether the state in which you or your beneficiary pay taxes or live offers a 529 plan that provides state tax or other benefits not otherwise available to you by investing in UESP. You should consider such state tax treatment and benefits, if any, before investing in UESP.
All data and information contained in this site and any linked sites are provided "AS IS" without any express or implied representations or warranties of any nature. Without limiting the generality of the foregoing, UESP hereby disclaims all warranties or noninfringement, completeness, merchantability, accuracy, and fitness for a particular use or purpose with respect to the data and information contained on this site and any linked sites and the products or processes to which the information refers. You are solely responsible for determining, prior to use, whether the information contained on this site and any linked sites and the products or processes to which the information refers are suitable for your purpose. Under no circumstances shall UESP be liable for any damages of any nature whatsoever resulting from the use of this site and any linked sites, or reliance upon any data or information contained thereon or any defect, error, omission, insufficiency, or deficiency in such data or information and/or the products or processes to which it refers. Furthermore, UESP shall not be liable for any performance, failure of performance, delays, communications, delays, computer viruses, or the like obtained from this site, regardless of the purposes. In no event shall UESP be liable for any damages to computer equipment or other property that results from accessing, using, or browsing this site and any linked sites or downloading any materials, data, text, images, video, audio, or the like from this site and any linked sites.
Applicable copyright laws protect the contents of this site. Nothing contained in this site and any linked sites should be construed by implication, estoppel, or otherwise as a license under any intellectual property right of any entity, or as a suggestion, recommendation, or authorization to take any action that would infringe any patent or other intellectual property right. UESP makes no representations or warranties, express or implied, that the use of any information contained in this site and any linked sites will not infringe any patent or other intellectual property right. UESP, and third parties granting rights to UESP, hold all rights, titles, and interest in and to the materials on this site. No intellectual property rights in and to the information and materials on this site are transferred to visitors of this site. The trademarks, logos, and service marks displayed on this site are owned by UESP or a third party, and may be registered in one or more, but not necessarily all, countries.
You may use and display the materials on this site only on your personal computer and only for purposes associated with your interaction with this site. Except as stated herein, you may not copy, download, display, perform, reproduce, distribute, modify, edit, alter, or enhance any of the materials on this Web site in any manner. You agree not to "frame" or "mirror" this site and any materials contained on it or accessible from it without the advanced written authorization of UESP. The information provided on this site is not intended for distribution to, or use by, any person in any jurisdiction where such use or distribution would be unlawful under the securities laws or regulations of such jurisdiction.
The appearance of any links on this site does not constitute an endorsement by UESP of the linked site, any link contained on the linked site, or information, products, or services contained therein. UESP does not exercise any editorial control over the content of linked sites, and is not responsible for such content or the links displayed on such sites. Links are provided for convenience only.
Any information that you transmit via this site and any linked site by electronic mail or otherwise, including, without limitation, any ideas, concepts, know-how, techniques, data, questions, comments, suggestions, your IP address, name, address, or the like will be considered non-confidential and may be used by the receiving party for any purpose.
Any action related to the use of this site, any linked site, or the information contained therein shall be governed by the laws of the State of Utah, USA, without regard to the choice of law provisions, and you agree to submit to the jurisdiction of the courts located in the State of Utah for the resolution of all such disputes. The foregoing provisions are severable. If any provision is held to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.