Utah Educational Savings Plan

Static Investment Options

Static investment options, unlike age-based investment options, do not change asset allocations as the beneficiary ages or when the beneficiary enrolls in college. Instead, the allocation of money in each account remains the same over time.

UESP offers the following static investment options. Click the investment option name for more information about each.

Investment Option Name Description
Equity—100% Domestic All of the account money in this investment option is allocated to a domestic equity fund.
Equities—30% International Money invested in this investment option is allocated between two equity funds: 70 percent to a total domestic stock market index fund and 30 percent to a developed markets index fund that invests predominantly in foreign equity funds.
Equities—10% International Money invested in this investment option is allocated to domestic and international equity funds: 90 percent to domestic index funds and 10 percent to a total international index fund that invests predominantly in foreign equity funds.
70% Equity/30% Fixed Income Money invested in this investment option is allocated primarily to domestic and international equity funds: 70 percent to three equity funds and 30 percent to three fixed-income funds.
20% Equity/80% Fixed Income Money invested in this investment option is allocated primarily to fixed-income and cash-equivalent funds: 20 percent to three equity funds and 80 percent to three fixed-income funds and the FDIC-insured accounts.
Fixed Income Money invested in this investment option is allocated between three fixed-income funds.
Public Treasurers’ Investment Fund Money in this investment option is allocated to the Public Treasurers’ Investment Fund (PTIF). Visit the Utah public treasurer’s website to learn more about the PTIF.
FDIC-Insured All of the account money in this investment option is allocated to the FDIC-insured accounts held in trust by UESP at Sallie Mae Bank and U.S. Bank.

Click here to view the current UESP Investment Option Asset Allocations Table.

Equity—30% International, Equity—10% International, 70% Equity/30% Fixed Income, 20% Equity/80% Fixed Income, and Fixed Income are rebalanced annually on the beneficiary’s birthday (or next available business day) to bring the different underlying investments back into the targeted allocation of each investment option.

If an account owner/agent invests in a static investment option with a significant weighting in equity funds, they may want to consider changing their account to a more conservative investment option as the beneficiary approaches college enrollment.

Account owners/agents should carefully consider the risks associated with each underlying investment before making an investment option selection. Please carefully read the UESP Program Description before investing in UESP.