Utah Educational Savings Plan

Customized Investment Options

With customized investment options, you design your own asset allocation.

UESP offers the following customized investment options. Click the investment option name for more information about each.

Investment Option Name Description
Customized Age-Based Money invested in this investment option is automatically reallocated to a new, customized underlying investment allocation each time the beneficiary’s age qualifies for the next of seven possible age brackets. The investment allocations for each age bracket are determined and customized by the account owner/agent to any combination of the available underlying investments. A Customized Age-Based investment option may only be set up online through Account Access on uesp.org. The assets in the account and fund reallocations to successive age brackets will be rebalanced annually on the beneficiary’s birthday (or next available business day).
Customized Static Money invested in this investment option is allocated as determined and customized by the account owner/agent to any combination of the available underlying investments. A Customized Static investment option may only be set up online through Account Access on uesp.org. The money in the account will be rebalanced annually on the beneficiary's birthday (or next available business day).

You can determine the total fees on your customized investment options by accessing the online calculators:

You take full responsibility for designing your own customized account asset allocation. Before selecting a customized investment option and making a customized account asset allocation, please do the following:

  1. Carefully evaluate each of the underlying investments, including their investment objectives, styles, risk/return characteristics, fees, and expenses.
  2. Consider the investment time horizon.
  3. Consult with your own financial advisor to determine how such an investment option will complement your particular financial situation and investment goals.

Account owners/agents should also note that the expected life of an account in UESP may be shorter than accounts established for other savings purposes, such as retirement. If their investment allocation has a significant weighting in stocks, account owners/agents may want to consider changing their account to a more conservative investment option or changing their asset allocation as the beneficiary approaches college enrollment.

Please carefully read the UESP Program Description before investing in UESP.