Utah Educational Savings Plan

Age-Based Investment Options

Age-based investment options (not including the Customized Age-Based investment option) are designed to take into account the beneficiary’s age and the number of years before the beneficiary is expected to attend an eligible educational institution. The account balance is automatically reallocated to be weighted more in fixed-income funds and/or the FDIC-insured accounts as the beneficiary approaches college-enrollment age.

UESP offers the following age-based investment options. Click the investment option name for more information about each.

Investment Option Name Description
Age-Based Aggressive Global This investment option includes the highest allocations to domestic and international equity funds.
Age-Based Aggressive Domestic This investment option includes the highest allocation to domestic equity funds.
Age-Based Moderate This investment option includes moderate allocations to domestic and international equity funds.
Age-Based Conservative This investment option includes the highest allocation to fixed income.

View the UESP Asset Allocation Table.

The money in each account will be rebalanced annually on the beneficiary’s birthday (or next available business day) to retain the targeted asset allocation for a particular age bracket within an investment option and when reallocated to a new age bracket based on the beneficiary’s age.

Pending account transactions, such as contributions or withdrawals, will be processed before the account is rebalanced or its funds are reallocated to a new age bracket.

An account owner/agent should carefully consider the risks associated with each underlying investment before making an investment option selection. Please carefully read the UESP Program Description before investing in UESP.